Income & Filing Status
Wages, salary, self-employment, etc. (pre-tax)
Above-the-line deductions (e.g. 401k, HSA)
Results
2025 Federal Income Tax Brackets
| Bracket | Taxable Income | Rate |
|---|
View Calculation Formula
Taxable Income = Gross Income − Standard Deduction − Additional Deductions; if below 0, treated as 0.
Federal Tax = sum of tax applied to each bracket portion (progressive marginal rates).
Take-Home Pay = Gross Income − Additional Deductions − Federal Tax.
Effective Rate = Federal Tax ÷ Gross Income.
Amounts use integer cents internally to avoid floating-point errors.
Notes
This calculator estimates federal income tax only, based on 2025 IRS tax brackets and standard deductions. It does not include FICA (Social Security + Medicare ~7.65%), state taxes, local taxes, or credits (e.g. Child Tax Credit, EITC). Actual liability depends on your full tax situation; consult a tax professional or the IRS for authoritative figures. Results are for reference only.